Above Par Health connects real people with flexible health coverage options — ACA alternative medical plans, plus dental, vision, hearing, and prescription savings programs — guided by agents who put your needs first.
Above Par Health Insurance Agency LLC is an independent agency focused on ACA alternative medical plans and ancillary discount programs — dental, vision, hearing, and prescription. Because we work for you rather than a single carrier, the plans we recommend are the ones that actually fit your life.
Whether you're self-employed, navigating a gap in coverage, or simply looking for a smarter way to protect your family, our licensed agents take the time to explain your options clearly — no jargon, no hard sell.
Speak with an agent →We pair flexible medical coverage with everyday savings programs so you get comprehensive protection without the complexity.
Straightforward medical coverage outside the government marketplace — built for people who want real protection without high deductibles, confusing networks, or bureaucratic red tape.
Not sure where to start? Our licensed agents evaluate your situation, walk you through every option available in your area, and help you enroll with total confidence — at zero cost to you.
Reduced rates on cleanings, x-rays, crowns, root canals, dentures, and more at participating dentists.
Savings on eye exams, eyeglasses, contact lenses, and LASIK through a large national provider network.
Discounts on hearing evaluations, hearing aids, fittings, and follow-up care through certified specialists.
Save on thousands of medications at most major pharmacies — just show your card at the pharmacy counter.
We're not tied to any carrier, so there's no conflict of interest — just honest advice aimed at getting you the right coverage for the right price.
Get a free quote →No quotas, no bias — we recommend what genuinely fits you.
Talk to a licensed person who knows the products inside and out.
Medical to Rx — we help every dollar work harder for you.
Skip the enrollment maze — a short call often covers everything.
We present your options honestly and let you make the call.
We explain how every plan works — no hidden catches.
Call, email, or fill out the quick form below. Let us know who needs coverage and what's most important to you.
Your agent reviews available plans in your area and walks you through each one — clearly, honestly, and without the industry jargon.
Choose what fits your needs and budget, and we'll handle the enrollment process from start to finish.
ACA alternative plans are medical coverage options that exist outside the government health insurance marketplace. It's important to know that non-ACA plans are not qualified health plans under the Affordable Care Act and may carry limitations or exclusions — which is exactly why our agents walk you through every detail before you decide.
No — these are discount programs, not insurance. They give you access to reduced rates from a network of participating providers. Rather than filing a claim, you simply pay the discounted price at the point of service. Your agent will spell out exactly what each program covers.
They work well for self-employed individuals, freelancers, people between jobs, early retirees, and anyone seeking a flexible alternative to traditional marketplace plans. They're also popular with families who want to add savings on dental, vision, hearing, and prescription costs.
No. Above Par Health Insurance Agency LLC does not represent every plan available in your area. Our guidance is limited to the plans we carry. We're upfront about that, and our focus is on helping you make the smartest choice from what we offer.
Savings vary by plan, provider network, and your location. Many members experience meaningful reductions on dental, vision, and prescription costs. The fastest way to get a realistic picture is a quick, no-cost call with one of our agents.
Easy — call us at 888-462-3840, email aboveparhealth@gmail.com, or use the form below and a licensed agent will reach out promptly.
A licensed agent is ready to help — no cost, no commitment required.
Share a few details and a licensed agent will follow up. Prefer to talk now? We're just a call or email away.
We're here during business hours and happy to answer any questions you have.
Fill in a few details and we'll be in touch soon.