Above Par Health Insurance Agency LLC
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Terms & Conditions

Last updated: June 2025

By accessing or using the Above Par Health Insurance Agency LLC website, you agree to these Terms and Conditions. Please read them carefully.

1. Use of This Website

This website is for informational purposes only. You agree to use it lawfully and in compliance with all applicable regulations. You may not use it in any way that disrupts or impairs its functionality.

2. Not an Offer of Insurance

Nothing on this website constitutes an offer or solicitation to sell insurance in any jurisdiction where we are not licensed. Coverage availability and pricing are subject to carrier approval and vary by state.

3. No Coverage Guarantee

Website content is for general information only and does not guarantee the availability of any specific plan, rate, or benefit. Actual terms are governed by applicable plan documents and carrier agreements.

4. Discount Plans Are Not Insurance

Dental, vision, hearing, and prescription discount plans are not insurance. They are discount programs offering reduced rates from participating providers. Benefits vary by provider and location.

5. ACA Alternative Plans

ACA alternative (non-ACA) medical plans are not qualified health plans under the Affordable Care Act and may have limitations, exclusions, and benefit caps. Review all plan materials carefully before enrolling.

6. Limited Plan Availability

Above Par Health Insurance Agency LLC does not represent every plan available in your area. Our guidance is limited to the plans we carry. We encourage you to independently research all available options.

7. Communications Consent

By submitting contact information on this website, you consent to be contacted via phone, email, or text — including through automated systems — regarding health insurance options. You may opt out at any time.

8. Intellectual Property

All website content, including text, graphics, and logos, belongs to Above Par Health Insurance Agency LLC or its licensors. You may not reproduce or distribute any content without prior written permission.

9. Disclaimer of Warranties

This website is provided "as is" without warranties of any kind. We do not warrant uninterrupted, error-free, or virus-free access.

10. Limitation of Liability

To the fullest extent permitted by law, Above Par Health Insurance Agency LLC is not liable for any damages arising from your use of or inability to use this website.

11. Third-Party Links

We are not responsible for the content or practices of third-party websites linked from our site.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law provisions.

13. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the site constitutes acceptance of revised terms.

14. Contact Us

  • Phone: 888-462-3840
  • Email: aboveparhealth@gmail.com
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